Compare financing for business equipment through G-Force Funding, a lending marketplace serving businesses in the United States and Canada. We are not a direct lender. Participating providers determine eligibility, available financing, costs and repayment terms.
Start with the equipment you need, its purchase price and the revenue or operating benefit it is expected to support. We can help you explore options based on your business and location.
Equipment financing helps a business spread the cost of eligible equipment over time. Depending on the agreement, the equipment may secure the financing. The asset, seller, age and condition can affect what a provider is willing to finance.
For background on financing and leasing, see BDC’s equipment financing guide. This educational resource does not imply a partnership with BDC.
Documentation and underwriting requirements vary by provider. Confirm what is needed before sending business records.
Ask whether an offer is a loan or lease, who owns the equipment during the agreement, and what happens at the end. Compare the amount financed, down payment, interest or financing charges, fees, payment schedule and total amount payable.
Review any residual or buyout payment, security interest, personal guarantee, insurance requirement and early repayment or termination conditions. A smaller periodic payment does not necessarily mean a lower total cost.
Approval, financing percentage and funding time are not guaranteed. Product availability differs by country and provider.
Ask about options for the specific asset. Age, condition, supplier and provider requirements can affect availability.
That depends on the offer. Request a written breakdown of the cash you must contribute and any costs excluded from financing.
Compare a business line of credit with equipment financing based on repayment structure, ongoing operating needs and total cost. A term loan may be another option to discuss.
Use our equipment loan application checklist, including used-equipment inspection questions and a sample project budget. Our financing document checklist helps you prepare business records for a provider’s review.
Start an equipment financing inquiry or contact G-Force Funding. Our marketplace serves businesses in the United States and Canada. We help you explore options; participating providers make financing decisions.
